Roofing Contractor in Kerrville, TX

Hill Country roofers working across Kerrville

Silver Horn Roofing is based in Bandera, about 25 miles down Highway 173, and works across Kerrville and Kerr County, from Riverhill and Comanche Trace to Ingram, Center Point and Hunt. Every job starts with a free inspection and a written report with photos, and you deal with one team from the first inspection to the final cleanup.

Other areas we serve: Bandera, San Antonio, Boerne, New Braunfels and San Marcos.

Why Kerrville roofs fail early

Hail

Kerrville gets large spring hail. On the evening of March 23, 2025, baseball-size hail fell across Kerrville, with reports of hail up to about 2.5 inches near the city center. Local businesses reported heavy damage to vehicles and buildings.

Hail that dents cars also bruises shingles. That damage is often invisible from the street and shows up months later as granule loss and leaks. If your home was in the path of the 2025 storm and has not been inspected, it is worth a look.

Heat

Months above 95°F dry out shingles and break down sealant. Poor attic ventilation makes it worse and drives up cooling bills. We check intake and exhaust venting on every inspection.

Sudden storms, wind and heavy rain

Spring and early summer storms bring strong straight-line winds that lift shingle edges, and sudden downpours find every weak spot in flashing, valleys and gutters. Lifted shingles let rain in long before you see a stain on the ceiling.

Picture this

A homeowner in Riverhill finds dents on the mailbox and patio furniture after a spring storm and assumes the roof is fine. From the ground, the shingles look normal. Up close, an inspector finds bruised shingles and missing granules on the slopes that faced the storm. With dated photos in hand, the homeowner can file a claim within the policy's deadline instead of finding the damage a year later as a leak.

Permits and roofing rules in Kerrville

• City permit. Most construction work inside Kerrville city limits needs a permit. We confirm requirements with the City's Building Inspection office before work starts.
• No wood shakes. Kerrville's building code does not allow wood shingles or shakes on new roofs or re-roofs inside city limits. If you have an older wood roof, we will walk you through the options.
• Outside city limits. Homes in Ingram, Center Point, Hunt and the rest of Kerr County may have different rules. We check before we schedule.
• HOAs. Communities like Comanche Trace and Riverhill can have rules on roof color and material. We help you prepare the submittal.

After a hailstorm: what we do

1. Free inspection with photos of every damaged area.
2. A written report you can share with your insurance company.
3. If you want, we can be on the roof when your adjuster inspects, to show the damage we documented.
4. Once your claim is settled, we schedule the work and handle the permit and HOA paperwork.

You deal with your insurance company directly. Under Texas law, a roofer doing the work cannot negotiate your claim for you, and you are responsible for paying your deductible. Most policies have a deadline for storm claims, so call soon after a storm.

Homes and roofs in Kerrville

Kerrville's homes have a median year built of 1983 in the 2019 to 2023 ACS, and the 1970s and 1980s together account for nearly 39 percent of the housing stock. Older blocks near downtown and the Guadalupe hold homes from the 1940s and before, while newer subdivisions climb the hills on both sides of town. About 63 percent of units are single-family detached houses, and about 59 percent of occupied homes are owner-occupied. The city's 2019 housing study found that residents 65 and older held about 55 percent of single-family home ownership, so many roofs belong to long-time owners.

With so many homes from the 1970s and 1980s, a large number of Kerrville houses are on their second or third roof, and some still carry layers from earlier jobs. Brick and limestone ranch houses with long, shallow roofs are common, and those low pitches drain slower and hold leaves from live oaks and cedar elms. Hillside homes often have one tall side facing the valley, which takes the brunt of wind. The same 2019 study noted many older homes needing major updates before resale, and an aging roof is often near the top of that list.

Neighborhoods we serve in Kerrville

Downtown and the older blocks near Earl Garrett Street

The Schreiner Mansion and other buildings on Earl Garrett Street are listed on the National Register, and nearby streets hold some of the city's oldest homes. Many of these houses have steep roofs, board decking and decades of repairs. Plan for a careful tear-off and a closer look at the wood underneath.

Northwest Hills

Northwest Hills sits north of I-10, outside city limits, with its own HOA, two pools and a clubhouse. Because it lies outside the city, the city's re-roof rules generally do not apply, but the HOA's covenants may still set colors or materials. Homes on the slopes here face open wind from the west.

Along the Guadalupe River

Homes near the river sit in or close to mapped flood zones, and the July 4, 2025 flood damaged many properties in Kerr County. In the unincorporated county, all repairs and rebuilding in the floodplain need a Floodplain Development Permit, and damage evaluations may affect what can be rebuilt. A roof replacement on a flood-damaged home should be planned with those rules in mind.

When storms hit Kerrville

Spring is the main storm season in Kerrville, with hail most likely from March into June and May often the region's busiest month, according to the NWS office for Austin and San Antonio. The Hill Country can also see slow-moving storms that dump heavy rain, as the Guadalupe showed on July 4, 2025. Summers are hot and dry, and the strong afternoon sun on west-facing hill lots ages shingles and sealants quickly. Wind is the quieter problem, lifting shingle tabs and ridge caps on exposed ridgelines long before they look worn from the ground. The best window for an inspection is late May or June, and fall is usually the easiest time to schedule a full replacement.

Best roofing materials for Kerrville homes

For the city's many 1970s and 1980s homes, Class 4 impact-resistant shingles are a strong replacement choice, since they handle hail better and come in looks that suit brick ranch houses. Many insurers offer discounts for Class 4 roofs; ask your agent. Standing seam metal is a good fit for hill lots with strong wind and for homes outside the city with shops or barns, and it reflects summer heat well. Architectural shingles remain a fair option where budget matters or an HOA prefers a classic look. On very low-slope sections of ranch homes, a TPO membrane often beats shingles for keeping water out.

What affects roof cost in Kerrville

• Removing old layers. Many 1970s and 1980s homes have had a roof laid over an older one, and tearing off two layers takes more labor and disposal.
• Hillside lots. Steep drives and homes with one tall side need extra safety gear, longer setup and sometimes a lift for materials.
• Low-slope ranch roofs. Shallow pitches on many brick ranch houses may need upgraded underlayment or a membrane on the flattest sections.
• Floodplain rules. On flood-damaged homes in the county, a Floodplain Development Permit and any damage evaluation can affect scope and timing.
• Inside or outside city limits. Homes inside Kerrville follow city permit rules, while homes in places like Northwest Hills follow county and HOA rules instead.

Recent roofing projects

Real photos from recent Silver Horn Roofing jobs: a full re-roof on a chapel and courtyard building with shingle and low-slope sections, and an architectural shingle replacement on a large brick building.